{
  "title": "Australian state owner-occupier loan sizes",
  "chartTitle": "Victoria’s average loan grew. Its state rank fell.",
  "description": "Victoria’s average new owner-occupier dwelling loan commitment rose from A$416k in June quarter 2016 to A$664k in June quarter 2026, while its rank among Australia’s six states moved from second to fifth.",
  "observationStart": "2016-06",
  "observationEnd": "2026-06",
  "sourceReleaseDate": "2026-08-14",
  "retrievedAtUTC": "2026-10-22T13:31:44.316895+00:00",
  "frequency": "Quarterly",
  "units": "Nominal Australian dollars, thousands; published values retain one decimal",
  "seasonalAdjustment": "Original; not seasonally adjusted",
  "scope": "New borrower-accepted owner-occupier dwelling loan commitments excluding refinancing; construction, purchase of new dwellings and purchase of existing dwellings; not land or alterations/additions",
  "chartGeographies": [
    "NSW",
    "Vic",
    "Qld",
    "SA",
    "WA",
    "Tas"
  ],
  "sourceExtractGeographies": [
    "Australia",
    "NSW",
    "Vic",
    "Qld",
    "SA",
    "WA",
    "Tas",
    "NT",
    "ACT"
  ],
  "quarters": 41,
  "sourceValues": 369,
  "chartedValues": 246,
  "missingChartCells": 0,
  "ranking": "Descending value among six states in each quarter; competition rank; ties share a rank; Australia,NT,ACT excluded",
  "backcastCaveat": "ABS introduced EFS in July 2019 and backcast sufficiently similar historical series; lower-level before EFS history is modelled analytical data. Dashed marker is the transition, not an asserted break.",
  "interpretation": "Published nominal new commitment averages; not house prices, outstanding balances, affordability or causes. Changing borrower/dwelling mix can affect averages.",
  "sourceURL": "https://www.abs.gov.au/statistics/economy/finance/lending-indicators/jun-quarter-2026",
  "methodologyURL": "https://www.abs.gov.au/methodologies/lending-indicators-methodology/jun-quarter-2026",
  "sourceLicense": "https://creativecommons.org/licenses/by/4.0/",
  "sourceTermsURL": "https://www.abs.gov.au/website-privacy-copyright-and-disclaimer#copyright-and-creative-commons",
  "rendering": {
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    "desktopPNG": [
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    "mobileSVG": [
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    "mobilePNG": [
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    "tool": "Installed rsvg-convert; no new dependency or service"
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}