{
  "source": "World Bank Global Findex Database 2025",
  "surveyYear": 2024,
  "country": "India",
  "retrieved": "2026-10-17",
  "sourceURL": "https://thedocs.worldbank.org/en/doc/be6615202d1f08a25855c8ac2d615122-0050012025/related/GlobalFindexDatabase2025.csv",
  "sourceSHA256": "dce89f60a9aceaf60a7be62b56b6a52e4d47405ee48fe2e2227da60f2a9d51cd",
  "filter": {
    "codewb": "IND",
    "year": "2024",
    "group": "gender",
    "group2": [
      "women",
      "men"
    ]
  },
  "sourceIndicators": [
    "account_t_d",
    "merchant_pay"
  ],
  "population": "All adults age 15+ in each gender group",
  "conversion": "Multiply source proportion by 100. Preserve unrounded coordinates; round chart labels to one decimal.",
  "limits": [
    "Merchant-payment participation in the past year; not payment volume, UPI alone or an individual account-conversion funnel.",
    "Weighted survey point estimates; no gender-specific confidence intervals supplied in this aggregate source.",
    "India methodology excludes the northeast states, remote islands, and Jammu and Kashmir; exclusions represent less than 10% of the population."
  ],
  "attribution": "World Bank. 2025. Global Findex Database 2025: Connectivity and Financial Inclusion in the Digital Economy. Adaptation and chart: Meplar.",
  "license": "https://creativecommons.org/licenses/by/4.0/",
  "additionalTerms": "https://datacatalog.worldbank.org/public-licenses"
}